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Bonds Videos 389 videos

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Finance: What is Ad Valorem? 88 Views


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Description:

What is Ad Valorem Tax? Ad valorem taxes are taxes that are based on the value that something is assessed at versus its original value. So ad valorem taxes are commonly used on things like real estate and the property taxes paid on it.

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Transcript

00:00

Finance a la shmoop what is an ad valorem tax? want to impress and amaze your friends

00:09

with your mastery of Latin yeah we had the same thought you need new friends ad [Girl holding Latin book and shows her friends]

00:14

valorem means according to value that is an ad valorem tax is a tax based on the

00:22

value of the asset being assessed..well why is that even a point of contention

00:27

well you can imagine a tax on gate entry into a public park some people are worth [People cycling in a public park]

00:32

a lot like you know if Bill Gates just happens to walk in it's worth a lot and [Bill Gates walking in a park]

00:36

some people are not worth much like Vin Diesel's personal hair stylists those

00:41

would be not ad valorem taxes they'd just be taxes..sales tax that's ad

00:47

valorem like the tax for buying a car in California is say 8% buy a new Prius for

00:53

35k and you pay about 3k in taxes buy a Maserati that does 185 and [Maserati car zooms past the road]

00:58

coincidentally it costs 185 and you'll pay about 8% on that number or about 15

01:03

grand for the pleasure of being the target of every jealous cop in the [Police cars chase Maserati]

01:06

district well how about real estate tax ad valorem well it is in most states

01:11

where the annual tax is based on the value of the property itself being taxed

01:16

estate tax well assuming there is still one in the future

01:20

you bet ad valorem it's a sliding scale tax whose amount is derived directly

01:25

from the value of however many oil patch acres Gran-mama [Oil machine working]

01:29

is leaving to young Jethro.. So there you've just expanded your mastery of

01:33

Latin but we're gonna end this video here so we don't go on ad nauseam

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