ShmoopTube
Where Monty Python meets your 10th grade teacher.
Search Thousands of Shmoop Videos
Investing Videos 424 videos
What is Alpha? Alpha is an investing term that describes the success of an investment. It looks at the investment’s ability to beat beta (or mark...
What is Beta? Beta is a figure associated with public companies that measures how risky the company’s stock is in comparison to the market as a w...
What are moving averages? Moving averages are calculated using past stock prices in an attempt to determine future trends. It’s calculated by ave...
Finance: What are lenders? 27 Views
Share It!
Description:
What is the Relative Strength Index? The Relative Strength Index is a technical analysis indicator that measures trading direction trends over the course of 14 trading sessions (on average) and calculates the degree of up and down percentages to determine whether or not the asset in question may be indicating an overbought or oversold signal.
- Social Studies / Finance
- Finance / Financial Responsibility
- Life Skills / Personal Finance
- Finance / Finance Definitions
- Life Skills / Finance Definitions
- Finance / Personal Finance
- Courses / Finance Concepts
- Subjects / Finance and Economics
- Finance and Economics / Terms and Concepts
- Terms and Concepts / Accounting
- Terms and Concepts / Bonds
- Terms and Concepts / Company Valuation
- Terms and Concepts / Derivatives
- Terms and Concepts / Econ
- Terms and Concepts / Financial Theory
- Terms and Concepts / Index Funds
- Terms and Concepts / Insurance
- Terms and Concepts / Investing
- Terms and Concepts / Managed Funds
- Terms and Concepts / Metrics
- Terms and Concepts / Mortgage
- Terms and Concepts / Mutual Funds
- Terms and Concepts / Stocks
- Terms and Concepts / Trading
- College and Career / Personal Finance
Transcript
- 00:00
finance a la shmoop what are lenders is that a bagel company hmm okay well maybe
- 00:08
it doesn't matter here lenders are the people and institutions
- 00:11
and countries who loan money banks are lenders they loan money for small [woman walks into bank]
- 00:16
business for big business and well everything in between
- 00:18
banks are big lenders they generally focus on large amounts for big
Full Transcript
- 00:22
corporations and take their spread then you have savings and loans well they're
- 00:27
smaller more intimate local cousins of the banks and they focus on local loans
- 00:32
like your local flower shop needs 25 grand in credit but lenders also sell a [flowers in a store]
- 00:37
special kind of loan a mortgage for when you want to buy a home and the interest
- 00:42
on mortgages is distinctively tax-deductible your big brother can also
- 00:46
be a lender that hundred bucks he loaned you yeah is not like the hundred that [sister approaches big brother]
- 00:51
grandmama quote loaned you unquote ie Big Brother's long does not just get
- 00:56
naturally forgotten his alone carries interest in newgy penalties when it's [fist appears as sister smiles]
- 01:01
not paid back to lenders it's people who loan money lending loaning got in there
- 01:06
kind of related [sister being nuggied]
Related Videos
GED Social Studies 1.1 Civics and Government
What is bankruptcy? Deadbeats who can't pay their bills declare bankruptcy. Either they borrowed too much money, or the business fell apart. They t...
What's a dividend? At will, the board of directors can pay a dividend on common stock. Usually, that payout is some percentage less than 100 of ear...
How are risk and reward related? Take more risk, expect more reward. A lottery ticket might be worth a billion dollars, but if the odds are one in...