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Finance Definitions Videos 674 videos

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Finance: What are Financial Projections? 96 Views


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Description:

Financial projections are calculations for profit and loss after factoring in expenses, gross revenues, cash flow, debt, and a host of pertinent financial circumstances that apply to a particular company and/or project. The projections may be broken down into micro level, as daily and weekly...to macro level, as 5 to 10 years+. Financial projections are key to managing expectations, and for managerial decisions that will affect risk, speed of growth, schedules for different project implementation steps, and many other project management related criteria. They are also key to assessing how long a company in an industry with a long pre-revenue cash burn R&D period, such as Biotech, may take to finally become profitable. Most public companies’ stock prices are very dependent upon quarterly projections and whether or not the company surpassess, falters, or meets the projected numbers that analysts have calculated and published.

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Transcript

00:00

Finance allah shmoop what Our financial projections Well they're guesses

00:07

okay educated guesses we presume data is assembled reviewed and

00:12

then a crystal ball is gazed into And while projections

00:15

are made in the case of mature companies with long

00:19

cycle businesses the projections are often extremely educated and accurate

00:27

Yeah think about boeing's projected jet engine sales Well the

00:32

company takes three to four years just to set up

00:34

a fabrication run of a new style of engine and

00:38

they're working with rolls royce to do it Rolls royce

00:40

makes jet engines along with cars Their orders come in

00:43

and while they were partly paid for already and the

00:46

company knows it will produce somewhere between two hundred two

00:49

hundred fifty engines next year two hundred fifty two three

00:53

hundred engines following here and three hundred three hundred fifty

00:56

engines the year after that And yes there is some

00:58

variability and revenues But if the company produces fewer engines

01:02

well they'll have fewer costs as well So the range

01:05

they predict for profitability is pretty narrow That is they'll

01:09

have operating profit somewhere between eighty and ninety million bucks

01:14

each year Going up a little bit the next few

01:17

years That's The financial projection anyway can a bomb go

01:20

off in the factory or rather someone is smoking around

01:23

the fuel depot and then you know glam Yep that

01:26

can happen Is it likely No but it can And

01:29

it would really throw off the projections Right So projection

01:32

Is just a projection it's not a guarantee it's a

01:34

guess with other companies while like much younger ones projections

01:38

are well way more of a guess At the other

01:41

end of the rainbow from the boeing rolls royce jet

01:44

engine thing there's a brand new company just called rolls

01:47

it's an e bike company with assisted pedaling so that

01:51

riders feel like they're somewhere between superman and lance armstrong

01:56

You know the steroid guy company has had early success

01:59

having sold two thousand bike models off their website for

02:03

two grand each they're about to raise twenty million dollars

02:06

in venture capital funding Tio go big so now the

02:09

projections get really vague Will the company sell a million

02:12

bikes in three years Well that's what the founders think

02:15

but they're enthused and young for the company only sell

02:18

ten thousand bikes in three years Sure if they meet

02:21

the former projection they're billionaires If they meet the ladder

02:25

they're bankrupt Either way they can project with certainty that

02:29

their outcome begins with a b generally speaking the more

02:32

mature the industry and product the narrower or more accurate

02:36

the financial projection with startups who have no history Well

02:40

one never knows if they're projecting growth in the future 00:02:43.065 --> [endTime] like google or shmoop Come on

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