Short-Form Report

  

Categories: Banking

It's the TL;DR version of an audit...for the busy executive or investor, who would really prefer the Short-Short-Short-Form report, which would say something like "financials good" or maybe just consist of a dollar sign followed by either a thumbs-up or poop emoji.

The short-form report gets into a little more detail than that. But it's still an abbreviated version of an audit's findings.

It's usually a two-paragraph statement added to a firm's financial statements, giving an overview of the audit. It also includes the auditor's opinion as to whether the financial statements provide a true and accurate description of the company's situation. Fundamentally, it's a slightly wordier version of the thumbs-up or poop emoji.

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Finance: What is Regulation D?0 Views

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finance a la shmoop what is Regulation D well it's another diet regulation drink [Man holding Regulation D can]

00:09

which gets companies selling stocks or bonds out of the small forest they have

00:14

to kill to print all the paperwork required by the SEC in a full rollout [Paper printing]

00:18

public offering Regulation D is sort of the special situation common in these

00:24

letter regulations which in this case simply restricts the company issuing the

00:28

securities to only sell to a qualified private investor set but what is

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qualified well it generally means that those private investors are already [Private investor man appears]

00:38

wealthy net worth the you know in the millions of dollars may have continuing

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income well into the hundreds of thousands or millions of dollars per

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year they're educated yes broadly defined and [Man with degree certificate and graduation cap]

00:49

it doesn't just mean they've taken a fourteen dollars from of course and most

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importantly they will have signed a big boy or a big girl letter which states [A big boy/girl letter]

00:56

that if this risky offering goes completely bust well then no tears or

01:01

lawsuits in a reg D filing there is usually an allocation for sales beyond

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the above accredited private investors and some amount of the stock can be sold

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to non-accredited investors and in current reg deal and that number is

01:15

limited to thirty five so why would the SEC allow a highly risky private

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investment be able to be made to a meaningful number of non-accredited

01:24

investors like people who might not be millionaires they might be uneducated [Man emptying jean pockets]

01:28

are you not taking the shmoop course or any others or unsophisticated in the

01:33

wilds of the financial jungle well because in many early-stage startup [Lion attacks woman in jungle]

01:38

companies the founders have a few dozen family members who are all anxious to [Girl biting nails]

01:43

find the next Amazon and even though they are a plumber and a carpenter and a

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cook they have five grand of savings with which they want to buy a lottery

01:51

ticket so the SEC makes accommodation for this investment in reg D and oh by

01:56

the way this is actually what happened when Jeff Bezos founded and started [Jeff Bezos with colleagues]

02:00

Amazon yeah family members bought in in yeah dreams really do come true

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Reg A is an exemption for the sale of securities. We wonder if it has any sweet steel drums in the background.

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A shelf registration is a kind of public offering where banks and other institutions can offer new securities in companies without going through an...

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