Issue Age Policy

The name of a method of judging potential romantic partners based on their ages and the number of, um...issues they have.

Also, it's a way of pricing insurance.

Older people use more healthcare (on average, anyway). An issue-age policy takes this fact into account. The policies are priced according to the buyer's age at the time the policy is issued (hence the name).

The price of the policy doesn't change as the person gets older. Prices might go up as general healthcare prices rise, but the policyholder's advancing age plays no part in future pricing changes.

However, older people at the time of policy purchase will pay more than someone who buys that same policy at a younger age.