Credit Monitoring Service
  
A service that, uh...monitors your credit.
While the commercials for these services are super annoying, it's important to keep tabs on your credit score, as it can affect your ability to do many “adult things.”
No, you cannot just buy any house that your income will support. A Parks and Rec quote comes to mind that goes something like “we’ll probably just buy a house or a condo or something.” The character of Andy is definitely an example of someone with credit that’s deeply in the toilet.
In order to qualify for a mortgage loan, you have to have at least decent credit, depending on a variety of other factors. If you have racked up thousands of dollars of debt on your Sunglass Hut credit card to block out the haters, your credit score could really suffer, putting you in a terrible position for any big purchases that require a loan. A credit monitoring service will help you stay out of that situation.
Related or Semi-related Video
Finance: What is the Equal Credit Opport...6 Views
Finance a la shmoop what is the Equal Credit Opportunity Act? alright people while the
federal government thinks everyone should have the equal opportunity to get [Men in Federal Government appear]
into debt isn't that sweet of them you know that Uncle Sam well he sure does
have a heart of gold this federal law makes it illegal to discriminate against
people who are applying for financing on pretty much anything legal based on
their age gender marital status religious affiliation ethnic or national
background or public assistance benefits your credit score however well that
still matters sorry just keeping it real
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