Capital Decay

  

Categories: Banking, Accounting, Metrics

Gross sounding term related to obsoleting production techniques/technology. As production techniques or service processes get better, firms that fail to keep up with the Joneses lose out on revenue, incur relatively higher costs, or both.

For example, goods used to be delivered by flatboats, then by steamboats, and now, planes, trains, and automobiles. There's a reason you've heard of FedEx but not HuckFinnEx...Huck's business experienced capital decay, lost business to firms with superior technology, and was perceived as being kinda racist, so eventually went bankrupt.

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Finance: What is a Hard Asset?12 Views

00:00

Finance allah shmoop What is Ah hard asset Yeah It

00:07

takes a lot of hard work to get an asset

00:08

like that Okay So hard asset is just one that

00:12

you can bang on touch Engage with cell Alright examples

00:17

Oil it's Hard asset gold Hard of vintage nineteen Fifty

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seven Ferrari with beige leather interior hard four thousand head

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of longhorn cattle in texas A commercial building in the

00:28

best part of town All of these arm or less

00:31

commodities Hard assets Well okay Okay The categories Rare cars

00:35

art coins stamps stuff like that that's where they fit

00:38

So what do you care if something is ah hard

00:40

asset or a soft one Well most or all hard

00:43

assets are commodities and they generally do very well in

00:47

periods of very high inflation when you know stocks were

00:51

getting crushed And yeah the feds raising rates appoint a

00:54

quarter now forever Well equities and bonds will get crushed

00:58

Commodities well generally keep up with the spike in prices

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causing the fed raised rates in the first place So

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they're a good hedge for most investment portfolios And not

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all of them are great forever like check out riel

01:10

Inflation adjusted oil prices the last few decades you had

01:14

not a good run Most not all do well though

01:17

an oil will likely have its day in the sun

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again At some point you lan When in doubt remember

01:24

what kim kardashian and warren buffett said A good asset

01:27

is hard to find and a hard asset is good

01:30

to find But we won't tell you who said which

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