Assay

  

Categories: Insurance

In Snowmass, Colorado, there is a well-known slope designed for horrendous skiers called Assay Hill. In short, they try, fail, and slide on their asses alllll the way down the hill until they can give up and buy a beer. (It makes for some grrrreat people watching.) Unfortunately, that’s not what we’re talking about here.

In the real world, assay refers to the analysis of something to find out what it really consists of. For example, an assay may be performed by a jeweler to find out how pure the gold in your necklace is. Or an insurance company trying to figure out what it should charge a condominium complex seeking cataclysmic storm insurance.

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Finance: What is Intrinsic Value (of An ...6 Views

00:00

Finance allah shmoop what is the intrinsic value of an

00:06

option All right this is brandi She owns a twelve

00:11

dollars strike price call option toe buy a share of

00:15

my fifteen minutes are up dot com a retirement home

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chain for reality tv stars who recently gained self awareness

00:24

Well the stock is trading for fifteen bucks a share

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of this moment Her strike price is twelve so the

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intrinsic value of that option is fifteen minutes twelve or

00:34

three bucks that is it is three dollars in the

00:38

money and if brandy converted it into a share this

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moment and then immediately sold the stock for fifteen dollars

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in cash well she'd make three bucks But there's a

00:47

catch per call option doesn't expire for five weeks so

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that three dollars in the money is actually worth more

00:54

than three dollars because she has data or time yet

00:59

to exercise and convert or just sell the option itself

01:03

So it's worth mohr because well a stock might go

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up from fifteen dollars in overtime Stocks go up so

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in the next five weeks well couldn't go up a

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dime twenty cents twenty five cents and make that three

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Dollars worth three ten three twenty three Twenty five Sure

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sure it could happen So yeah that's The difference between

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actual value and intrinsic value You get seita kickers in

01:24

there making the option's worth more than just converting them

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into stock and selling them right there And yeah it

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looks like our one and a half minutes are up

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