Ankle Biter

  

Sometimes people refer to kids as "ankle biters." There's also a quasi foot fetish thing going on here. And other times, they give the name to small dogs. The phrase could also theoretically provide the title to really tame spin-off of Fifty Shades of Grey. But none of that is the focus here.

In a financial context, ankle biter serves as a nickname for a stock that has a small market cap. More formally, these shares are known as micro-cap stocks.

A market cap, or market capitalization, measures the value of a company's outstanding stock. Multiply a company's current stock price with the number of shares it has outstanding and the result gives you its market cap.

What designates a micro-cap/ankle biter stock is somewhat in the eye of the beholder. In general, it means the market cap is very small, but there's no formal rule as to where the cut off exists. It's like figuring how short a short person is. To LeBron James, almost everyone is short. To a racing jockey, almost no one is.

Typically, if a stock has a market cap below $500 million, it is getting to ankle biter territory. However, most people don't really start to apply the term until it gets below $300 million or lower.

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finance a la shmoop- what is compounding value or compounding interest? ah the

00:08

power of compounding. it makes trees stronger pollution more feral and the

00:14

rich well richer. how so well let's start with compounds kissing

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cousin with six toes, arithmetic compounding. right so the first was [feet with six toes pictured]

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really geometric compounding now we're talking about arithmetic compounding. if

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you invest a thousand bucks in a ten-year bond that pays 6% of a year in

00:30

interest, the dough comes back to you in a pattern that looks like this - like

00:35

every six months they pay thirty bucks and it's $60 a year, got it? nice. you get

00:41

the total of sixteen hundred bucks back from your investment and the cash that

00:45

came back to you you know came in small parts all along the way, until you got [list of yearly returns]

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about two thirds of it or sixty percent at the end right? if you just spent that

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money and collected your thousand bucks at the end that's it. okay so that's

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arithmetic compounding/ the money comes to you if you don't reinvest it.

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ding-ding-ding that's the key here and you just go buy burgers. okay so now

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let's look at what six percent compounded looks like over the same

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10-year period .well at the end of year one it's a thousand sixty bucks and note

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we're only gonna compound it annually we probably should do the semi-annually but [list of yearly compounds]

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we'd confuse you even more so don't do that. but then you essentially reinvest

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that money and you get another six percent compounded on that thousand

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sixty , instead of six percent compounded against the original thousand. so by the

01:30

end of year two you'll have a thousand one hundred twenty three sixty. and by

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the end of year ten you'll have one thousand seven hundred and ninety

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dollars and eighty-five cents. so why do you make so much more money when you

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compound interest versus getting 30 bucks twice a year like you would in

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this bond example? go and find burgers with it? yeah .you don't want to do that

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well essentially what's happening is that you're delaying your gratification [man in a drive through window]

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of getting that sweet sweet cash or getting liquid whatever you want to call

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it. by reinvesting your gains year after year after year. so do you have that sort

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of self-control? do you need the cash yeah that's the question if you for

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example have trouble making it home from your local pizza spot with the pie

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in tact well then compound interest keeping the discipline to not spend the [man eats pizza while driving]

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money today and wait for the happiness tomorrow well when that may not be for

02:20

you. sorry

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